Studying in the UK is a proud leap toward global exposure, academic excellence, and personal independence. But here’s the catch, your journey doesn’t start in the lecture hall, it begins with where you lay your head.
While your course may shape your career, your accommodation shapes your daily life. And trust us, when your living situation runs smoothly, everything else tends to fall into place.
An Overview of Student Accommodation in the UK for Indian Students
For Indian students arriving in a new country, more than walls and a bed, accommodation is about comfort, safety, routine, and a sense of belonging. It is the place you will unwind after long lectures, cook your first solo meal, or build friendships that may last a lifetime.
The UK has become a magnet for international students, and with this rise, demand for student housing has skyrocketed, creating a sea of options, but also confusion. With regards to finding accommodation in the UK, there is something for every lifestyle and budget.
From university-managed halls (£120–£250 per week) to private student residences (£150–£350 per week) and shared rentals (£80–£200 per week). Though keep in mind, London can be 40–50% pricier.
Choosing well-located housing near campus or public transport makes all the difference, and university accommodation offices can guide you with verified listings and contract checks. So, don’t wait until the eleventh hour. Plan ahead and turn your student housing into your success hub.
Applications open early, often from January for a September start, with deadlines around May–June. A university offer letter, a deposit (4–6 weeks’ rent), and sometimes a UK guarantor are typically required.
Why Choosing the Right Student Accommodation Matters
Moving abroad to study in the UK is no less than turning the page to a bold, exciting new chapter. For Indian students heading to the UK, choosing the right student accommodation is not just about finding a place to stay; it is about setting the stage for success.
From boosting your academic focus to shaping your social life and mental well-being, where you live can truly make or break your university experience. After all, a comfortable nest is key when you are learning to fly on your own.
- Convenience: Time Saved is Energy Earned
Living close to your university is a game-changer. Being within walking distance of your lecture halls, libraries, labs, gyms, and medical centres means you can make the most of your campus life, even during off-peak hours.
No long, tiring commutes. No travel expenses, burning a hole in your pocket. With more time on your hands and fewer daily hassles, you can focus your energy where it matters most: your studies, your hobbies, and your self-growth.
- Community and Culture: Find Your Tribe
Studying in the UK can feel overwhelming, but the right accommodation can turn unfamiliar surroundings into a home away from home. Student-friendly neighbourhoods often have vibrant, multicultural environments full of like-minded learners.
Whether it's community events, social nights, shared cooking, or casual catch-ups, living among fellow students creates endless opportunities to build friendships, share experiences, and feel a sense of belonging. When you are surrounded by people rowing the same boat, steering student life becomes far less daunting.
- Comfort: Your Personal Sanctuary
Let’s face it! Student life can be stressful, and after a long day of lectures or group projects, your room should feel like a sanctuary. The type of accommodation you choose determines how much privacy, personal space, and quiet time you get.
A well-furnished, well-lit, and secure room can do wonders for your mental health and academic performance. Plus, access to modern amenities like high-speed internet, heating, and laundry facilities makes everyday living more manageable.
- Safety: Peace of Mind Matters
With safety being a top priority for students and parents alike, secure accommodation is non-negotiable. Purpose-built student accommodations in the UK offer 24/7 security, on-site staff, CCTV, keycard access, and often individually lockable bedrooms.
This sense of safety not only protects you physically but also gives you peace of mind, something money can’t buy.
- Cost-Effectiveness: Value Over Vanity
Student accommodation often provides better value than private rentals. With most options offering all-inclusive packages (furnishings, utilities, Wi-Fi, and maintenance), budgeting becomes simple and stress-free.
You don’t have to worry about surprise bills or disputes over expenses with roommates. And while cities like London are more expensive, shared rentals or university halls can still offer affordable choices without compromising on location or quality.
- Key Factors That Influence Your Experience
Proximity to Campus: The closer you live to your university, the easier life becomes. Less travel equals to more productivity.
Room Type: Whether you want a private studio or shared room, the layout impacts your privacy, focus, and social interaction.
Flatmates: Sharing with compatible students can enrich your social experience, while mismatched living can cause friction. Know your preferences before deciding.
On-Site Facilities: Gyms, study lounges, games rooms, bike storage, and cafés within the building enhance both convenience and lifestyle.
Neighbourhood Perks: Supermarkets, public transport, restaurants, and healthcare nearby are not just nice-to-haves; they are essentials.
In the grand scheme of your academic journey, accommodation is more than four walls. It is the ecosystem that supports your growth. Choosing wisely can set you up for a smoother, richer, and more fulfilling time in the UK.
So, don’t just follow the crowd. Do your homework, ask the right questions, and find a space that feels like your space because when your home is in order, the rest tends to follow suit.
Smart Accommodation Solutions for Indian Students in the UK
Struggling to find the perfect student accommodation in the UK? ScholarshipKart helps you book budget-friendly, safe, and well-located housing that matches your lifestyle and preferences. Alongside, get personalised guidance on choosing the right university and course to make your academic journey seamless from the very start.
Smart Tips for Choosing the Right Student Accommodation in the UK
Finding the perfect student accommodation can feel like looking for a needle in a haystack, but don’t worry, ScholarshipKart got you covered. Where you live can make or break your student experience, so it pays to plan smart, think ahead, and weigh your options with care.
From budgeting to bedding, location to legalities, every detail matters. Here are some tried-and-tested tips to help Indian students find a home that feels just right in the UK:
- Start Early — The Early Bird Gets the Best Bed
Once your university offer letter lands in your inbox, don’t wait for the dust to settle. Begin exploring your accommodation options right away, from university halls to private rentals.
The sooner you start, the wider your choices, and the better the deals you will find. Last-minute hunting often means limited availability and higher costs, especially in student-heavy cities.
- Tap Into Social Media for Real Talk
Don’t underestimate the power of Facebook groups and student forums. They are goldmines for real-time information. Whether it's flatmate searches, short-term sublets, or honest reviews about neighbourhoods, these platforms offer unfiltered insights.
You might even stumble upon someone looking for a flatmate or a room that just opened up. It is word-of-mouth with a digital twist, and it often pays off.
- Know Your Accommodation and Room Preferences
Before locking anything down, ask yourself what you need to thrive. Would you prefer an on-campus dorm, a private residence, or purpose-built student accommodation with top-notch amenities? Do you value privacy or are you open to sharing?
From shared rooms to private studios, there is a layout for every personality; knowing your comfort zone helps narrow your search.
- Budget Like a Pro
Before you even scroll through listings, be crystal clear on how much you can afford monthly. Rent is only one piece of the puzzle. Don’t forget deposits, utilities (if not included), and potential set-up costs.
Sharing accommodation is typically cheaper, while studio apartments offer more privacy at a higher price. Also, keep cash aside for a deposit, often equivalent to 4–6 weeks’ rent.
- Location, Location, Location
Your accommodation’s location can shape your entire routine. A home near campus means less travel stress, lower commute costs, and easy access to university facilities.
Make sure it is well-connected by public transport, close to groceries and essentials, and in a safe, student-friendly area. You want somewhere you can explore, socialise, and feel at home, not just a place to crash.
- Inspect What You Expect
Pictures can lie. So, if you can’t visit the property in person, insist on virtual tours or detailed images. Check room size, lighting, furniture condition, and common spaces.
A virtual walkthrough helps you visualise the space better than photos ever could. A thorough look now can save you from big disappointments later.
- Know What’s Included
Before you pack your bags, know what is already in the room. Does it come with a bed, study desk, wardrobe, or will you need to buy basics?
Even small things like a shower curtain or cooking utensils can make a big difference. Arriving after a long journey only to discover there's no mattress? That’s a nightmare best avoided.
- Understand the Contract — Read the Fine Print
Don’t sign on the dotted line until you fully understand what you are agreeing to. Look out for details like deposit amounts, cancellation policies, and whether a guarantor is required.
Know what happens if your visa is delayed, your admission is revoked, or you decide to defer. The contract protects your rights, but only if you know what’s written in it.
- Know Who to Call When Things Go South
Before move-in day, find out who to contact for help at your accommodation. Whether it is a leaking tap, a heating glitch, or a noisy neighbour, knowing who is responsible saves time and stress.
Keep their contact details handy and learn about the support services available to you. It is always better to be safe than scrambling in a crisis.
Choosing the right accommodation will lift you smoothly into your UK journey. So, take your time, weigh your options, and trust your instincts. After all, when your home is sorted, everything else falls into place.
Types of Student Accommodation in the UK
Choosing the right student accommodation in the UK isn’t just about having a roof over your head; it is about carving out a space that feels like home and where you can thrive.
With a wide variety of housing options, from vibrant university halls to independent studios and cosy shared flats, there is something for every student’s style, budget, and comfort zone.
Let’s break down the most popular types of student housing available in the UK, each with its own perks, drawbacks, and personality.
1. On-Campus Accommodation (University Halls of Residence)
Living on campus is like diving headfirst into the student experience, exciting, social, and convenient. These residences are managed by UK universities and are typically located within or near university campuses, making it easy to reach classes, the library, and student services.
Rooms are usually furnished with a single bed, study desk, wardrobe, and high-speed internet, while kitchens and laundry areas are shared among small groups.
With average costs of around £848 per week in London and £664 outside, they are especially ideal for first-year students looking for a smooth transition.
2. University-Managed Houses and Flats
These are university-owned properties that resemble regular houses or apartments but are equipped with standardised furniture and utilities.
They offer a quieter, more independent lifestyle while still being connected to the university’s support services. Usually offered to returning undergraduates or postgraduate students, these homes can provide more space and privacy than traditional halls.
Applications often go through the university's accommodation office, and places may be limited.
3. Private Student Halls (Off-Campus, Privately Managed Residences)
If you are after independence with a touch of luxury, private halls could be your match. Managed by companies like Unilodgers, Casita, Amber, Glide, and Unite Students, these modern accommodations come packed with perks such as gyms, game rooms, cinema lounges, and all-inclusive bills.
While they mirror university halls in layout, they usually offer more room types, from shared flats to private studios, though at a slightly higher price.
The weekly cost averages around £750 in London and £554 in other cities, depending on location and amenities.
4. Shared Student Houses and Flats
Many students, especially from the second year onwards, prefer renting a house or flat with friends or fellow students. This off-campus option gives you greater control over who you live with and the area you choose, whether close to your university or a buzzing neighbourhood.
Rooms are usually private, while the kitchen, living area, and bathrooms are shared, helping keep costs down. It is budget-friendly and offers a real taste of independent living, but make sure to agree on house rules early to avoid future friction.
5. Homestays (Living with a Local Family)
For students seeking cultural immersion and a home-like environment, homestays are an excellent option. You will live with a British family, often with meals included, giving you a chance to experience local customs and improve your language skills.
It is a supportive setup, ideal for younger students or those new to international travel. Just keep in mind, it may offer less freedom than other options, but plenty of warmth and guidance in return.
6. Private Rentals (Independent Off-Campus Housing)
If you are after full freedom and flexibility, renting a flat or house independently might be the way to go. This option allows you to choose your own space, location, and lifestyle, perfect for mature students or those with specific needs.
However, you will need to handle everything yourself: contracts, deposits, utility bills, and dealing with landlords. It is a step up in responsibility, but with proper planning and budget awareness, it can be incredibly rewarding.
The UK offers a wide spectrum of student accommodation tailored to every need. You just have to find the key that unlocks your ideal student life.
On-Campus vs Off-Campus Accommodation: What’s Better for You?
When it comes to student housing in the UK, the age-old debate between on-campus and off-campus accommodation continues to spark discussion.
On-Campus Accommodation
On-campus housing, often managed directly by universities, is a popular choice for freshers.
It is easy to arrange, often bundled with your university offer, and it provides a ready-made social scene. With 24/7 security, utilities included, and locations either on or near campus, it is ideal for students looking for convenience and a built-in community.
However, university accommodation isn’t always sunshine and rainbows. Choices can be limited, especially if you apply late, and many halls operate under strict rules, such as guest limitations or noise regulations.
The contracts tend to be short-term, typically covering only the academic year or a term, which may not work for those staying longer. If you are someone who values freedom and flexibility, these constraints might feel a bit roasting.
Off-Campus Accommodation
Off-campus accommodation, on the other hand, opens the door to independence. You can choose from a range of locations, flat types, and contract lengths that suit your lifestyle. Many modern private residences even offer gyms, study lounges, and en-suite bathrooms. This is especially ideal for postgrads, part-time workers, or students who prefer privacy and autonomy.
Still, this freedom comes with a few strings attached. You will be responsible for your own bills, cleaning, and dealing with landlords. Expect upfront costs, deposits, guarantors, and possibly furniture.
Plus, if your flat is far from campus, the daily commute can become a drag. And while private studios offer peace, they may lack the lively buzz of student life.
Ultimately, the best choice depends on your priorities, such as comfort, community, cost, or control. Choose wisely, and you will feel right at home.
How Much Does Student Accommodation Cost in the UK?
When planning your higher education in the UK, one of the biggest pieces of the puzzle is accommodation cost, and it is not a one-size-fits-all situation.
The amount you will pay for housing depends heavily on where you study and what type of accommodation you choose. Big cities like London, Cambridge, and Oxford often carry a premium price tag. In such metropolitan hubs, rent for student accommodation typically ranges from £600 to £900 per month, and more, especially for centrally located private apartments or modern student halls with top-tier facilities.
International students who come to London without dependents should budget around £1,300 to £1,400 per month to cover a range of living expenses, including accommodation, food, transport, and personal costs.
For other major UK cities, the average monthly budget usually exceeds £1,100, though living costs can vary greatly based on individual choices.
On the flip side, several student-friendly and budget-conscious cities offer a far more affordable lifestyle. Places like Belfast, Leicester, Sheffield, Coventry, Swansea, and Newcastle are known for their lower cost of living, with average monthly accommodation costs ranging from £350 to £550.
Whether you opt for a shared flat, private rental, or university residence, your expenses will also depend on room type, amenities, and proximity to campus. Furthermore, this can go higher depending on your lifestyle and location within the city. Of course, rent isn’t the whole story; you will also need to factor in meals, utilities (unless included), and local transport.
In the UK, a smart city and housing choice can give you both comfort and value, making your student experience both memorable and manageable.
Top Student Cities in the UK with Affordable Accommodation
According to the QS Best Student Cities Ranking 2026, dynamic cities such as London, Edinburgh, Glasgow, Manchester, Newcastle, Coventry, Bristol, Nottingham, Leeds, and Birmingham stand out as the most popular and highly regarded student destinations in the UK. These cities are celebrated for their academic excellence, vibrant student life, and global reputation.
Meanwhile, the NatWest Student Living Index 2024 highlights the most affordable UK cities for students, which offer a balanced student experience, combining quality education with cost-effective living, making them especially appealing for budget-conscious international students.
Let’s delve deeper to learn about the 10 most affordable student cities in the UK, ranked by low living costs and student-friendliness. Each description highlights why budget-conscious students might feel right at home:
1. Belfast
Belfast stands out for its affordability, with student rent averaging around £400–450 per month in key university areas. The city combines a warm, inclusive atmosphere with a rich cultural scene and a growing student community. With its compact layout and low daily expenses, students can stretch their pound further while enjoying vibrant nightlife and heritage sites.
2. Bath
Called a hidden gem among UK cities, Bath blends stunning Georgian architecture with manageable costs, where student rent typically averages around £550 per month. Its compact size makes everything easily walkable and local amenities student-friendly. With top-tier universities and a scenic vibe, it offers a classic student experience without draining your budget.
3. Derby
Derby delivers strong value with a reasonable rent of about £500–530 per month for student accommodation. Located centrally, it provides excellent rail links across England, making it ideal for travel-hungry students. With a mix of modern facilities and industrial heritage, Derby offers a balanced, budget-conscious lifestyle.
4. Glasgow
Scotland’s largest city offers lively culture and rock-bottom rents. Students typically spend £400–550 per month, depending on shared or private housing. Its thriving music scene, student discounts, and accessible green spaces make it a top choice. Glasgow lets you live life large on a student-friendly budget.
5. Ormskirk (Lancashire)
This quiet, quaint town near Liverpool is perfect for focused study and low-cost living, with typical rent around £420 per month. Home to Edge Hill University, it offers a tight-knit campus feel without city chaos. The easy transport links to Liverpool add big-city perks to small-town living.
6. Edinburgh
While famed for its festivals and history, Edinburgh still offers student rents around £500–600 per month, notably lower than many southern cities. Its skyline is dotted with historic landmarks and UNESCO-listed sites, offering a unique study backdrop. With a strong international student presence, it delivers culture-rich living without the sky-high prices.
7. Plymouth
With coastal charm and outdoor adventures, Plymouth welcomes students with rent averaging £450–480 per month. Its seafront vibe, nature trails, and maritime history deliver relaxation and recreation. Students enjoy value accommodation alongside water sports and a laid-back lifestyle.
8. Sheffield
One of the greenest cities in the UK, Sheffield offers world-class universities and very reasonable rent, typically £400–550 per month. Packed with parks, cultural venues, and a strong student community, it strikes a perfect balance between affordability and quality of life. The city’s industrial past adds character without cost.
9. Portsmouth
The UK’s only island city merges maritime history with student-friendly prices, with average rent around £480–500 per month. Close to historical sites, seaside walks, and compact enough to explore by bike. Portsmouth blends affordable living with coastal calm and cultural richness.
10. York
York is rich in history and student life, offering rent at roughly £500–550 per month for shared housing. Ancient walls, medieval streets, and green parks blend with modern university life in a welcoming, small-city setting. This historic gem allows students to enjoy high-quality living without breaking the bank.
For cost-conscious students, these cities have it all: low rent, cultural depth, reliable transport, and strong academic offerings. In the world of UK student life, picking one of these cities means striking gold, where every penny counts and every experience enriches.
How to Book Student Accommodation in the UK
Sorting out accommodation can easily become the biggest headache when moving abroad. With university applications, visa paperwork, and flight bookings taking priority, accommodation sometimes slips down the list. However, if you want the perfect combination of location, price, and friendly flatmates, it is best to start early.
Indian students in the UK typically choose between two types of accommodation: university-managed halls of residence and private housing. University halls (on-campus or nearby) are a popular first-year option. Once your offer is confirmed, universities often email you application details for their halls. Apply quickly, as spots are limited. If accepted, you may need to pay rent in advance (often 6 months or the full academic year).
Private accommodation offers more independence and flexibility. If you are arriving solo or with friends, you can search for a shared flat or house. Most properties become available in June, post-exams, when current students move out. Be cautious. Only pay after verifying the property and landlord.
Top Platforms for Student Housing in the UK:
UCAS Accommodation Search – For official university halls.
Student.com, UniAcco, Amberstudent – International student-friendly options.
Unite Students – Private student halls in key cities.
Rightmove, Zoopla – Popular for flats and house shares.
SpareRoom – Great for finding flatmates and rooms.
Gumtree & Facebook Marketplace – Offers rooms, deals, and second-hand items.
Indian student Facebook groups – Real student advice and leads.
However, it is best to consult a reliable study abroad expert like ScholarshipKart. Connect with us for end-to-end support in finding safe, budget-friendly accommodation, understanding contracts, and securing the right place before you fly.
Documents & Requirements for Booking Accommodation
Securing a place to live in the UK as an international student isn’t just about location or budget; it is about getting the paperwork right.
The documentation required to finalise your student accommodation largely depends on the type of housing you choose. Whether you are opting for university-managed halls or renting a private flat, each path has its own checklist of formalities. Let’s break it down:
University Accommodation: Paperwork Made Simple
University-provided accommodation is often the most straightforward option, especially for first-year international students. Once you accept your admission offer, most universities will guide you through the housing application process via an online accommodation portal. To start this process, it is essential to have your UK student visa application underway, as this is frequently a prerequisite.
Here is what you typically need:
Proof of student status – This could be your official offer letter, UCAS confirmation, or university enrollment document.
Valid ID proof – Usually your passport, which confirms your identity and nationality.
UK Student Visa – This confirms your eligibility to stay in the country as a student.
CAS Letter (Confirmation of Acceptance for Studies) – Sometimes requested as supporting documentation.
University accommodation confirmation email – A copy of your portal confirmation that shows your booking details.
Proof of payment – Deposit or advance rent receipt, as required by the university.
Passport-sized photograph – Often used for university ID cards or entry passes.
Emergency contact information – For safety and university records.
This process is largely digitised and student-friendly, making it easier for international students to settle into campus life without unnecessary delays.
Private Accommodation: A Deeper Dive into Documentation
When renting privately, whether through a letting agent, landlord, or student housing provider, the documentation process is more detailed and legally binding.
Applications usually begin months before you arrive in the UK, but contracts and verifications often take place after you are on British soil.
Here is a comprehensive checklist of documents required for private accommodation:
Valid passport – To verify your identity and your right to rent in the UK.
UK Student Visa – Mandatory for international tenants to prove residency rights.
University offer letter and/or Student ID – Proof of enrolment or academic status.
Proof of funds – This includes recent bank statements (typically from the last three months), a student loan letter (if applicable), or a scholarship award letter. These confirm your ability to meet rental payments.
Guarantor details – You will need to provide your guarantor’s ID, proof of income (like salary slips or tax returns), and proof of address (such as a utility bill or bank statement). In some cases, the guarantor must be a UK resident, though some providers accept international guarantors or offer services to act as one.
Proof of deposit payment – Usually equivalent to 4–6 weeks of rent, paid to secure the property.
Right to Rent check – As per UK law, landlords are required to verify a tenant's immigration status. This is a legal screening and often includes an in-person review of your visa and passport upon arrival.
Additional Legal Requirement
For private rentals, students will often be asked to sign an Assured Shorthold Tenancy (AST) agreement. Make sure to read the terms carefully before signing, as this legally binding contract outlines your responsibilities as a tenant, the duration of the lease, and conditions for renewal or termination. Some landlords may also request a UK-based guarantor, especially if you have no rental history in the country.
Before you submit any documents or payments, always ensure the accommodation provider is legitimate. Verify their registration, read reviews, and if possible, consult your university’s housing office for recommendations. With the right documents and guidance, finding your new home in the UK can be a smooth and secure experience.
Tips for Indian Students for Finding Budget-Friendly Student Housing in UK
Finding affordable student accommodation in the UK requires careful planning and timely action. With the right strategy, you can secure a comfortable and economical place to stay without compromising your student experience.
Start Early and Plan a Budget:
Begin your housing search as soon as you receive your university offer. Last-minute bookings often lead to expensive compromises. Define your monthly budget by including rent, utilities, food, and transport. Use tools like university cost calculators to estimate expenses in cities such as Birmingham or Glasgow.
Use Trusted Platforms:
Browse student-specific websites like University Living, Student Tenant, Unilodgers, and Amberstudent. These platforms let you filter by budget, amenities, and distance from campus, offering verified listings and reviews.
Explore University-Managed Housing:
University halls are often more secure and inclusive of utilities. Though slightly higher in cost in cities like Oxford, they can be cost-effective due to fixed billing and location advantages.
Consider Shared Accommodation:
Living with flatmates significantly reduces costs. Split rent and utilities, and enjoy community living. Platforms like SpareRoom, Rightmove, and Zoopla are ideal for finding shared student flats.
Leverage Social Media and Forums:
Join Facebook groups or WhatsApp communities for Indian students in the UK. These often share last-minute deals, roommate requests, and housing advice.
Choose Affordable Cities:
Studying in cities like Derby, Leeds, or Cardiff offers lower living costs and a vibrant student life compared to London or Manchester.
Verify Before You Pay:
Avoid scams. Request virtual tours, check landlord details, and never transfer money without verification.
Short-term housing through local agents or platforms can be helpful while searching for a permanent place. With smart planning and the right tools, Indian students can find quality accommodation in the UK without breaking the bank.
Living Essentials & What’s Usually Included in Rent
Living in the UK as an Indian student requires careful planning and budgeting. The most significant monthly expense is accommodation, especially in cities like London, where rent can exceed £1,500 per month. More affordable options are available in cities like Glasgow, Leeds, or Coventry, especially through shared housing with other students.
Food and groceries are manageable if you cook at home. Indian staples like rice, dal, and spices are easily available at local Asian stores or online platforms. Dining out is costly, so home-cooked meals are a practical choice.
Transportation varies by city. Students in London use the Oyster card, while smaller cities offer cheaper bus passes.
The Immigration Health Surcharge (IHS) included in your visa gives access to NHS healthcare, reducing the need for extra insurance.
Budgeting for utilities, mobile plans, study supplies, and occasional entertainment ensures a smooth and comfortable student life in the UK. Here are the essential utilities required for Indian students living in the UK:
Electricity – Powers lights, appliances, and heating in some accommodations.
Gas – Commonly used for cooking and heating (especially in shared houses).
Water – Covers both hot and cold water usage, usually billed by usage or fixed rate.
Broadband/Internet – Essential for studies, communication, and streaming.
TV Licence – Required if you watch or record live TV or use BBC iPlayer (around £159/year).
Council Tax – Students are usually exempt, but must register for exemption.
Waste Collection – Covered by the council tax; ensures regular garbage disposal.
Heating – Sometimes separate from gas/electricity, depending on property setup.
Mobile Phone Plan – Prepaid or contract plans for data, calls, and messaging.
These utilities may be included in university accommodation, but are often paid separately in private housing.
What’s Usually Included in Rent in the UK?
When renting accommodation in the UK, especially as a student, it is important to understand what your monthly rent actually covers. What is included can vary depending on whether you are staying in university-managed housing or private accommodation.
In university halls of residence, rent typically includes:
Electricity, gas, and water bills
High-speed internet access
Heating and hot water
Basic furniture and appliances
On-site maintenance services
Security and sometimes cleaning of common areas
This all-inclusive setup makes budgeting simpler and is ideal for international students new to the UK.
In private rentals, however, rent may only cover the use of the property. Most often, you will pay utilities separately, including:
Electricity and gas
Water
Internet/Wi-Fi
TV licence (if applicable)
Always read the tenancy agreement carefully and ask your landlord or agent for a full breakdown of what is included to avoid unexpected expenses.
Rules, Contracts & What to Watch Out For
Once you have found what seems like the perfect student house or flat, don’t rush to sign the contract. Before putting pen to paper, review these crucial points to ensure a smooth stay and avoid common pitfalls.
- Understand the Type of Tenancy Agreement
There are two common types of student housing:
Individual Tenancy: Each tenant signs their own contract with the landlord. This is safer; if one housemate defaults on rent, you are not liable.
Joint Tenancy: All tenants sign one contract. If one person leaves or misses rent, the rest must cover their share. Avoid this if possible.
Contracts are typically 12 months, often from July 1st to June 30th, though shorter agreements may be available.
- Scrutinise the Contract Details
Before signing:
Confirm start and end dates
Ensure all tenant and landlord names are listed
Clarify your responsibilities and restrictions (guests, noise, maintenance)
Verify rent amount, payment terms, and who pays utilities
Note any promised repairs or purchases. Get them in writing
Always read the fine print. Don’t hesitate to ask for revisions or clarifications.
- Deposit and Protection Schemes
Landlords usually request a security deposit (typically 4–5 weeks’ rent). By law, it must be protected in a government-backed scheme:
England & Wales: DPS, mydeposits, or TDS
Scotland: LPS, SafeDeposits Scotland
Northern Ireland: TDS NI or mydeposits NI
Get written confirmation and know your rights to dispute unfair deductions.
- Inventory Check
An inventory lists all furniture and existing damage. Review it carefully, take photos, and document everything. Sign only when accurate. This protects your deposit.
- Guarantor Requirement
Most landlords will ask for a guarantor, usually a parent or guardian, who agrees to pay your rent if you cannot. They will need to provide ID and proof of address.
- Summer Rent and Restrictions
Check if summer rent is required. Some contracts include a retainer fee during July and August, even if you are not living there. Also, confirm whether you are allowed to stay during repairs or maintenance periods.
- Agency and Holding Fees
In England, Wales, and Scotland, tenancy fees are banned. However, landlords may request a holding deposit (max one week's rent) to reserve a property. Ensure it complies with legal conditions and is refundable.
- Final Tips
Never pay rent or deposit before signing the contract
Request a copy of the agreement early to review properly
Keep a signed copy for future reference
Taking the time now can save you stress, money, and unexpected surprises later.
Rules for Renting Accommodation in the UK
Before signing a rental agreement in the UK, Indian students must review these essential rules:
Deposit Cap: Your tenancy deposit must not exceed 5 weeks’ rent if the annual rent is below £50,000, or 6 weeks if above.
Deposit Protection: The landlord must secure your deposit in a government-approved scheme.
Deposit Replacement: Some landlords offer non-refundable deposit alternatives. Read the terms carefully before agreeing.
Tenancy Duration: Most tenancies are fixed for 6 or 12 months. If you want longer security, discuss options with the landlord.
Bills Responsibility: Clarify whether gas, electricity, water, broadband, and council tax are included in the rent or paid separately.
Rules on Pets & Smoking: Always check restrictions in advance.
Safety Essentials: The property must have smoke alarms, carbon monoxide detectors, and be safe for living.
Landlord Info: You must receive the landlord’s name and a UK address. Without it, rent isn't legally due.
Can International Students Work Part-Time to Cover Rent?
international students in the UK are allowed to work up to 20 hours per week during term time and full-time during official university holidays. This flexibility allows many students to ease financial pressure and comfortably cover their rent and manage other living expenses while studying.
Part-time roles are widely available in retail, hospitality, administration, campus roles or internships aligned with the roles related to your field of study, and even meaningful work opportunities are within reach. Your growing academic knowledge, communication skills, and adaptability make you a strong candidate in the UK job market.
So, take that first step. Opportunities are all around you, waiting to be explored. With the right approach, you can secure a role that not only supports your living expenses but also strengthens your CV with real-world experience. Every hour you work is more than just income; it’s an investment in your personal and professional growth.
Final Thoughts: Finding the Right Place to Call Home
A home abroad isn’t something you stumble upon; it is something you choose wisely and that needs careful planning and expert guidance.
In the rush of university applications and visa approvals, accommodation often becomes an afterthought, yet it quietly shapes your entire study experience. The right space is more than a roof over your head; it is where you feel safe, focused, and inspired, a foundation that anchors your ambitions when everything else feels new.
In a new country like the UK, the right living environment can make all the difference in your academic and personal success. Whether it is proximity to your university, affordability, or the right community, your home should reflect your needs, aspirations, goals and lifestyle.
At ScholarshipKart, we guide you to a place that doesn’t just house your journey, it begins it.
Study in the UK with Complete Peace of Mind
Your study abroad journey doesn’t stop at admission. ScholarshipKart offers end-to-end support, from university and course selection to visa assistance, scholarships, and comfortable accommodation tailored to your needs. Book a Free Consultation and secure every step of your UK education with expert-led guidance and find a place that truly feels like home.